Retail Loan

Housing Loan

A housing loan is a secured loan offered by financial institutions like banks and housing finance companies to help individuals finance the purchase or construction of a house. It is a substantial financial commitment, so it's crucial to understand the different aspects of housing loans before making any decisions.

Loan Against Property

A loan against property, often abbreviated as LAP, is a secured loan that allows you to borrow money by pledging your residential or commercial property as collateral. It offers a convenient way to access a substantial amount of funds for various purposes.

Lease Rent Discounting

Lease rent discounting (LRD) is a financial instrument that allows property owners to convert their future rental income into immediate cash. It essentially involves selling your future rental payments to a financial institution at a discounted rate. In simpler terms, you are borrowing money against your rental income.

Auto Loan

An auto loan is a type of secured loan offered by financial institutions like banks, credit unions, and online lenders to help individuals finance the purchase of a new or used car. It allows you to spread the cost of the vehicle over some time, making it more affordable and accessible.

Personal Loan

Personal loans are unsecured loans offered by financial institutions like banks, credit unions, and online lenders to individuals for various purposes. Unlike secured loans, personal loans do not require borrowers to pledge any collateral, making them accessible to a wider range of individuals.

Education Loan

Education loans are a type of financial aid designed to help individuals finance the costs of higher education, including tuition fees, living expenses, books, and other educational materials. They provide students with access to the necessary funds to pursue their academic goals without financial constraints.

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